There is something wrong with our tax code, there is no need for the numerous length of laws around our tax code. The people want a simpler solution, one that doesn't require many to fork over 100+ dollars to have their taxes filled out for them on a yearly, some, a quarterly basis.

This weekend I thought at length of the vicious cycle that is our police departments around the nation. This relates to our IRS system as well in the process at which these government bodies grow at an unstopable rate.  We the people pay millions of dollars to have a police force, only to have them increase quotas to raise more money by giving citations to the people, to bring in more money in order to buy better equipment in order to give more citations. Some departments dedicate so much time to traffic violations and revnue creation that the real job we tax payers pay for them to do is becoming second fiddle to ensuring additional funds via citations continue to pour into the cities budgets.

With the IRS, I do not understand why it is we pay money, to ensure that we fund such a large and expensive department to ensure we pay more money.  If the tax code was more direct and simple, we wouldn't need thousands of IRS agents, harassing thousands of citizens to make sure they pay their taxes on an increasingly complex system.

The vicious cycle of spending for lesser returns is on display in every town across America with their police departments, rarely if ever does more funding mean more safety, it typically means more efficient ways to generate more money at the expense of the People.  Is there a government institution that works better the more it is funded?

I'll leave this post with a question, since did it become our governments, both local and federal, primary concern on finding ways to extract more money from the people?

Since reading further into the liberty movement, the one lesson I have learned to truly appreciate time and time again is that centralizing power, offers one easy target for special interests.  One strong reason lobbyists push to make as many decisions as possible settled on the federal level is one target to bribe, and push in their favor.  I whole heartily believe this is the primary reason for the erosion of state rights over the past 50+ years.

When we as a nation take the decision making powers away from the states, and centralize them in Washington, we make it easier for special interests to focus their funds, and maximize their ROI on donations.  When the issue is decided at the state level, imagine the logistics of trying to convince local legislators in all the states to rule in the favor that benefits the lobbyists clients the most.  In today's corporate America, it's far too costly and risky to spend the money on states, when you can simply spend it on one group, that has the power to force everyone in the nation a certain direction. 

For me, this is what Healthcare reform will ultimately accomplish: one fat, bloated, tax wasting target in DC to corrupt and bend to their ways, and trust me, it will become corrupt. 

Although Healthcare is not currently handled on a state level in the local state governments, the same idea can be applied to the numerous private insurance companies out there offering an insurance product.  While we remove the ability for the corporate insurance giants from playing dirty, we are opening up our well being, and general healthcare to the lobbyists in DC. Centralizing our care and the decisions made on our health direction to lobbyists with armed with millions of dollars ready to ensure their clients get the bulk of the tax money, and your care, an afterthought. 

Now I am no fan of the insurance industry, and they have brought this upon themselves.  Refusing to insure some people and the pre-existing condition issue has created this problem for them.  Everyone has a family member that has been treated unfairly by the insurance company; this is what has caused the outrage for healthcare reform.

We do need reform, but we must resist the urge push legislation that will add to the size of government, and reduce our freedoms via higher taxes, less choice, and more centralized power in DC.

Today the Adminstration delivered to capitol hill it's vision for the Consumer Financial Protection Agency, a regulatory commitee with a primary focus to overseeing the financial market place and regulate "fair" practices for consumers.  In light of the massive financial crisis we are currently enduring, more regulation is rarely the answer to any national emergancy.

At the heart lacks some telling details that continue to put the focus on mortgage brokers rather than the source of cheap money that suckered so many people into bad loans.  When the Federal Reserve artificialy lowers interest rates, banks are able to pass that surplus of cheap money down to the consumers, which is typically a good thing until you run out of applicable borrowers.  All the cheap money in the world is worthless if you have no one to lend it to when your entire business is based on lending.  So standards were lowered, in an ever tightening race to loan cheap money as fast as they could.

What is the reason for more regulation, yet another layer of government to protect us.  Were we not already under the impression that the federal government was monitoring financial instutitions for these kind of practices?  Were we not already assuming the numerous amounts of regulators and agencies were watching these companies? 

Here we are again, at the height of a crisis, one that our already empowered government has the power to see and stop, and we are asking for more government to protect us from failed government programs designed to prevent exactly this.

Liberty has it's costs, and I feel this financial crisis was mostly due to a lack of responsibility nation wide for everyones own actions.  No one was putting guns to heads to buy houses, we all made a choice to have our own American Dream.